What We Do
Not a product menu — a cohesive strategy built around the way you actually live, earn, and spend.
Core Services
Every engagement begins with a deep-dive discovery session. From there, we build a living financial plan that evolves with your career and family.
We map out your full financial picture — income, expenses, assets, liabilities, insurance, estate documents — and build a coordinated roadmap. No more guessing whether you're saving enough, investing wisely, or leaving gaps in your protection.
Low-cost, globally diversified portfolios designed for long-term growth — not day-trading excitement. We handle asset allocation, rebalancing, tax-loss harvesting, and account placement so you don't have to log into five different brokerage apps.
ISOs, NSOs, RSUs, ESPP — if your compensation comes with acronyms, we can help. We model exercise strategies, tax implications, and concentration risk so you extract maximum value from your equity.
We work closely with your CPA to take advantage of every strategy available: Roth conversions, charitable giving, capital gains timing, deduction optimization. Proactive tax planning typically saves our clients far more than our fee.
Switching jobs? Negotiating a severance package? Buying your first (or second) home? Each of these moments has financial implications that compound over decades. We help you model the options and decide with confidence.
We coordinate with estate attorneys to ensure your wills, trusts, beneficiary designations, and powers of attorney are current and aligned with your wishes. For families with children, this is one of the most important things you can do.
Who We Serve
We do our best work with people who are 8–20 years into their careers — earning well, accumulating complexity, and too busy with the lives they're building to spend weekends on financial spreadsheets.
You don't need to be "wealthy" to work with us. You need to be at a point where the stakes of doing nothing are starting to feel real.
The Process
A casual conversation — no spreadsheets required. We learn about your situation, you learn about our approach, and we both decide if there's a fit.
We gather the details — income, benefits, accounts, goals, concerns. We use secure data aggregation tools so you don't have to hunt for old statements.
We walk you through your personalized financial plan — clear visuals, honest projections, and a concrete action list. No jargon, no pressure.
Quarterly check-ins, proactive outreach when markets shift or laws change, and unlimited access to your advisor when life happens.
Fees
We charge a flat annual fee based on the complexity of your financial life — not a percentage of your assets. This aligns our interests: we're incentivized to give you the best advice, not to gather more of your money under management.
Annual planning fees typically range from $4,000 – $12,000 depending on household complexity.
Investment management is included. No hidden charges, no transaction fees, no commissions. We'll quote your specific fee before you commit to anything.